Look, one view holds the OD is debt, which of course it absolutely is, but that's not the only way to look at things. The interest rate is generally just a bit above mortgage rates. Really, really sound advice and workable methodology. You see exactly where your money is going, and that awareness will help you reign things in. If you choose to set a date, YNAB will prompt you to budget so that you will have that amount available in that category by the given date. One of the few advantages to the new web-based YNAB (from my personal perspective, of course), is being able to customize your budget with little tweaks here and there. To enable, select View and check Show Running Balance in the web app. Why would you want YNAB to not work the same way? For example.
For the US-style overdraft protection, you would have 3 accounts: checking (positive balance), overdraft protection (negative balance), and overdraft limit/ceiling (positive balance). With the right mindset, it is obvious, but without that viewpoint, it will seem absolutely bonkers! Embrace your true expenses. Navy Blue Wizard If they have no longer have a need to plan/use with overdraft funds, a single transaction in the Overdraft Limit account categorized to the Reserve category will "spend" those funds, taking them out of the budget. Would it be possible for you to address your workaround regarding the "overdraft" account, but use the terms for this "paycheck parking" strategy so we can see how it might actually be applied? Should I: 1.I also assume a non-US style overdraft account whose balance can go negative.
0 kommentar(er)
